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• Places you in control of managing your healthcare dollars
• Payroll premiums are typically lower but your deductible amounts are higher
• You will have access to in-network healthcare professionals to keep expenses lower but can go out-of-network as well
• You manage your healthcare needs while considering cost

An HSA is designed to help you save pre-tax for healthcare costs you may incur for eligible Medical, Prescription Drugs, Dental and Vision expenses.

Based on your HDHP recommendation the HSA would be a wonderful way for you to save for current and long-term healthcare needs -- EMPLOYER NAME -- also saves with you! We contribute $250 annualized amount for an individual or $500 annualized amount for families.

Accident Plan

• Help cover out-of-pocket costs associated with an accident by paying you a benefit for covered injuries or services.
• Coverage applies towards occurrences such as concussions, dislocations, fractures, physical therapy, and more.

• Your Dental PPO Insurance covers preventative, basic, major or orthodontic needs for your protection
• Ensuring your teeth are fantastic!
• You can find a dentist by clicking here: https://www.deltadental.com/

Your Vision Plan helps cover the expenses of a vision exam, glasses and contact lenses when needed.

Disability Insurance provides coverage to replace some of your income in the event you become unable to perform your job due to an injury or illness. It is one of your most important benefits! Wellfleet provides all full-time employees who have worked forthe company for at least six months with a 100% employer-paid "Core" level of Short-Term Disability (STD) coverage.

Employee Basic Life

• Pays your loved ones in the event of your death.
• -- EMPLOYER NAME -- covers 100% of your basic term life insurance at no cost to you (working over 30 hours per week).
• Your benefit is equal to 1x your Annual Base Salary not including earnings from overtime or bonuses.

Company Provided Life Protection for You

Nothing for you to decide here! Basic Group Term Life is a 100% company paid benefit to give you and your loved ones' financial protection.

Many employees have an additional need above and beyond the Basic Life provided by their employer. Voluntary Group Term Life gives you the ability to purchase additional protection. Below are dollar amounts you may want to consider based on your health, financial and demographic information you provided.

Employees have the ability to cover their spouse with life insurance and would receive a death benefit if their spouse were to pass away. The dollar amount displayed is an amount of Spouse Voluntary Life coverage you may want to consider based on your financial and demographic information you provided.

Employees can cover their child(ren) with life insurance and would receive a death benefit if a child was to pass away. It is highly recommended you choose an amount which would cover final expenses.

The Legal Plan that can assist you with confidential, legal advice on credit matters, will planning, real estate, and more. Work with an in-network attorney, and your attorney fees are 100% paid in full for most covered matters. Your attorney can review or prepare documents, make follow-up calls or write letters on your behalf, advise you on legal issues, and represent you.